Terms of Use

Effective date: June 17, 2025

Welcome to SontixPay. These Terms of Use ("Terms") govern your access to and use of our services, website, and platform. By accessing or using SontixPay, you agree to be bound by these Terms.

1. Services Provided

SontixPay allows users to initiate international money transfers in supported currencies using various payment methods. We facilitate secure processing of payments via integrated financial partners (e.g., Stripe, Revolut).

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use our services. You agree to provide accurate and truthful information at all times.

3. Fees & Currency Conversion

Transfer fees and exchange rates may vary based on the amount, destination, and method selected. All applicable fees are displayed transparently before confirming a transaction.

4. Prohibited Use

You agree not to use SontixPay for any unlawful activities, including but not limited to money laundering, fraud, or funding terrorism. We reserve the right to suspend accounts suspected of violating this policy.

5. Account Security

You are responsible for safeguarding your login credentials. Notify us immediately if you suspect unauthorized access or breach of security related to your account.

6. Limitation of Liability

To the fullest extent permitted by law, SontixPay is not liable for indirect, incidental, or consequential damages arising from your use of our services. We do not guarantee uninterrupted availability or delivery times.

7. Modifications

We reserve the right to modify these Terms at any time. We will notify users of significant changes by email or via our website. Continued use of the platform after updates implies acceptance.

8. Termination

We may suspend or terminate access to our services if you violate these Terms or applicable laws. You may stop using our services at any time without penalty.

9. Governing Law

These Terms are governed by the laws of Switzerland. Any disputes shall be resolved in the courts of the canton of Solothurn, unless otherwise required by mandatory consumer protection law.

10. Contact

If you have any questions about these Terms, please contact us at info@sontix.ch.

Thank you for choosing SontixPay – we are committed to providing fast, fair and secure international transfers.